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Fullypays

Help someone pay a real bill, and see what's been checked.

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Fullypays
Active pilot
FormatPDF
Detected£142
Read100%
OCR extraction confidence
99.4% readable
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Document readVerified

PDF parsed into structured text

Data extractionVerified

British Gas · Account 8849201

Privacy redactActive

Personal addresses scrubbed

Verification pipeline

Every bill progresses through four distinct checks before settlement.

1

Document checked

File scan & math

2

Biller confirmed

Invoice verified

3

Balance confirmed

Exact balance due

4

Payment confirmed

Settled to biller

Some utility providers lack automated lookup tools. When evidence is unavailable, the bill explicitly says so.
Live feed

Active bill requests

See all bills

Connecting to live ledger...

Privacy & Safety

Built to protect the people asking for help

Your original bill stays private

Only you and approved reviewers can open your uploaded file, through secure, short-lived links.

Personal details are hidden

We never show home addresses, full account numbers, bank details, or ID cards on the website.

No public comments or messages

Requesters and sponsors cannot message each other, keeping things safe and harassment-free.

Report anything suspicious

Every bill has a report button. If anything looks off, our team reviews it immediately.

Questions & Transparency

Questions people ask

Which countries and categories are currently eligible?
FullyPays is currently piloting exclusively in the United Kingdom. Eligible categories include residential electricity, gas, water, council tax (all 300+ local UK authorities), home broadband/fibre, registered UK housing association rent (e.g. Peabody, Sanctuary, L&Q), and university student accommodation (e.g. Unite Students).
Does FullyPays hold, custody, or transfer money?
No. FullyPays never holds funds, operates digital wallets, or charges transaction fees. Sponsors pay billers directly via verified guest payment gateways, official Faster Payments bank transfers (Sort Code & Account Number), or automated 24/7 telephone card lines quoting the requester's reference.
How does a sponsor know their payment went to the right account?
Every verified bill lists the official supplier's genuine credentials. For billers without guest web portals (e.g. British Gas, E.ON Next, Thames Water), sponsors receive the exact corporate clearing details (e.g. British Gas HSBC collection account) and quote the customer's account reference. Once settled, sponsors enter the transaction or confirmation reference to permanently mark the bill as paid.
What prevents two sponsors from paying the same bill simultaneously?
Our atomic 15-minute checkout reservation lock. When a sponsor clicks to settle a bill, the bill is immediately reserved and transitioned to 'SPONSORSHIP_PENDING' state, preventing duplicate checkout attempts. If a reservation is abandoned, the lock automatically expires and releases the bill back to the feed.
How are fake bills and altered invoices detected?
All statements undergo automated multi-tier forensic inspection: cryptographic PDF producer inspection (detecting online generator and canvas tools), placeholder keyword detection, mathematical outlier checks, and a SHA-256 deduplication hash shield that prevents duplicate claims across accounts.
Who can see my personal details and home address?
No one on the public platform. Requesters' full names, street addresses, bank account details, and full reference numbers are automatically masked (e.g. '****4821') prior to public feed publication. Only verified debt balance, provider, and due date are visible.
What happens when a requester withdraws a bill?
Requesters maintain complete control. You can withdraw your bill at any time from your Dashboard before a sponsor settlement begins. Withdrawn requests are immediately removed from the live public ledger and permanently archived.
Does FullyPays charge any platform or registration fees?
No. FullyPays is 100% free for both requesters and sponsors during the pilot. 100% of every sponsor's payment goes directly toward clearing the beneficiary's utility or housing arrears.

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